Home Insurance Daily Guide

Here is list of guidelines in interviewing a prospect agent, just be cautious that you don’t interview agents coming from the same insurance company:

• Ask how long the prospect agent has been in the insurance company. Young agents with little experience do not always mean they are not valuable. But they can focus their time on you.
• Know the agent’s list-price-to-sales-price average ratio. A good agent of a buyer can negotiate sales price lower than the list price.
• Ask how much the agent will charge. Never ask if it is negotiable. All fees regarding real estate transactions are negotiable.

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An intelligent and wise investor is the one who interview potential agents first before jumping into business with them. Because you are hiring a person that you will entrust a great deal of investment, you sure want the best that can do the job.

Also, you must be aware that a smart agent will most likely to interview you too. You should be glad about that. A quite agent who do not ask for questions are not good enough. Be glad about agents who have the initiative and the interest to explore your motivation because smart agents are also selective of prospect clients, too.

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• Do not hesitate to question the guarantee that the agent has to offer. If you sign any agreement (either a buying or a listing agreement) and you found out later on that you’re quite unhappy with it, will he let the agreement be void?
• Ask the agent if he can help you in finding other professionals involved in acquiring a property like title companies, home inspectors and mortgage brokers.
• Demand for all the documents that requires your signature so you can review it before you sign. A good agent will make all these documents available for you to preview.